

A claim is when you ask insurance company to pay for injuries, vehicle repairs, or other costs caused by a car accident.
Not usually. Most cases settle without going to court after proper negotiation. Court is only a last resort — and you decide if you’re comfortable with that.
If your claim is denied, ask for a written explanation and review it carefully. You can appeal the decision, provide more evidence, or hire an attorney to challenge the denial on your behalf.
Yes. Even minor injuries like soreness, stiffness, or delayed pain can count — especially if they required treatment. Never assume you don’t qualify until an expert reviews it.
No. There’s no money out-of-pocket to qualify, and no fees unless you choose to move forward and actually receive compensation. If there’s no payout, you owe nothing.
Insurance companies are trained to minimize payouts. Most people accept the first offer — which is usually far less than what their case is actually worth. Our experts know how to properly document your losses and negotiate aggressively. We’ve seen payouts up to 10x higher than the initial offer.
Our tool asks a few quick questions about your accident — like when it happened, who was at fault, and whether you had any injuries or treatment. Based on your answers and your States laws, we estimate your potential compensation and connect you with an expert who can review your case for free. There’s zero obligation to continue.
Yes — and in most cases, you should not accept that first offer. They usually test to see if you’ll settle quickly. Many people later find out they qualified for 5–10× more.